Your Net Worth

For some, figuring out your actual "Net Worth" can be about as frightening as facing "Judgment Day", where some believe the great creator will judge you based on your actions. Figuring out your net worth helps you to realize where you are financially. The bottom line number might not be what you want see, but it will tell you what you need to see. Here's how to calculate your net worth. Add the value of all your assets, (residence, automobiles, rental property, retirement accounts, investment securities, cash, bank accts. CD's, land) next, list your personal items that may be of value; this may include jewelry, coin collection, music instruments, etc. Please don't list all of your junk, like your shoes or sneakers and old clothes; list items that are worth $500 or more. Next, list all of your personal liabilities such as credit cards, student loans, auto loans, credit union loans, mortgages, time share payments, or any other debt that you may owe. Now, subtract all of your liabilities from your assets; this figure is your net worth. Now, if it's negative, please don't slit your wrist, or kick the dog, and no, you're not exactly a looser. But, you do have to get your mind right and begin to make some changes. In life, I have found that, there are three types of people. Those who see, (these type of people were just born smart) those who see when told (these types, listen and learn) and, those who just don't see at all (talking to them, is like talking to a door knob) the question here is, which of the three are you? Let's hope you're not the door knob. My friend Chris likes to say all of us fit in one of three categories, 1. People who like to make things happen, 2. People who like to talk about what happened, and 3. People who are still trying to figure out what happened. Your "net worth" has nothing to do with how much money you make; it has everything to do with how much money you keep. The noise and chatter throughout the world only serves as a distraction for anyone seeking personal growth and prosperity. In other words, the world (the media, advertisers, etc.) wants to keep you focused on the dumb stuff, like making you believe that you can spend your way to happiness, and in the end, you're broke with a net worth of zero. Oh yes, we're in the Matrix; not machines, but corporations rule the world. Imagine a "judgment day" and you're asked, "What have you done with the talents that I've blessed you with?" and your answer is "I enjoyed life, I spent everything on myself. I spent my whole life serving me." Unfortunately, a large number of people miss the whole point of why it's important to work hard to increase ones net worth. In truth, your "net worth" is more than dollars and cents. It represents several things about you and your character. Your character is the sum total of all your life experiences; it's developed by your thoughts, your actions, and your habits. Whether your experiences are perceived as good or bad, they contribute to form your character. If you really want to begin to build your "net worth," begin by studying yourself. Pay attention to your thoughts, your actions, (pay yourself first) and your habits (wants vs. needs) the creator gave us the gift of life, our gift to the creator is what we do with our life. Come on, build some "net worth". Let me know your thoughts.

“Our society's values are being corrupted by advertising's insistence on the equation: Youth equals popularity, popularity equals success, success equals happiness.”-John Arbutnot